ModelCharter

Claude vs Microsoft 365 Copilot: which is safer for work?

On the facts we could verify, Microsoft 365 Copilot carries lower data-exposure risk for default at-work use. Both should still be used on an approved tier for anything sensitive.

FactClaude
Low risk · 16
Anthropic · AI assistants
Microsoft 365 Copilot
Low risk · 0
Microsoft · Productivity
Trains on consumer-tier dataOpt-outNo
SOC 2 Type IIYesYes
ISO 27001YesYes
GDPR DPAYesYes
HIPAA BAAYesYes
EU data residencyUnverifiedYes
SSO / SAMLYesYes
Data retentionConsumer: 30 days if training off, up to 5 years if training on; API inputs/outputs deleted after ~7 days and never used for training; safety-flagged content may be retained up to 2 years regardless of opt-out.Copilot interaction history stored in the customer's tenant (Substrate/Exchange) and governed by the tenant's Microsoft 365 retention, eDiscovery, and Purview policies; not retained for training.

Full profiles: Claude · Microsoft 365 Copilot. Facts are sourced from each vendor's own policies; confirm the tier before relying on them.